Commercial Insurance

If you’re a one-person business, an injury can stop your income overnight. Here’s why workers’ comp may be worth considering, even with no employees.

You opened the renewal, looked at the new premium, and it is not what you expected. Maybe it is fifteen percent higher than last year. Maybe it is forty. Maybe the carrier is non-renewing the policy entirely, or the limits you need for an upcoming job are not on the table. Before you sign, or […]

A lot of people have been with Rousseau for years before they ever think of us for their business. They came to us for a home policy, added the cars, maybe a boat or a camper along the way. Then they start a company, take over a family business, or finally turn the side work […]

For an independent insurance agency, the carriers we work with shape what we can offer our clients. The strongest of those partnerships take years to build, and they make a real difference in the coverage we can put in front of a business owner. Rousseau Insurance Agency has been one of Liberty Mutual’s agency partners […]

Short-term rentals have become increasingly common across Southern Maine. Homes near Old Orchard Beach, cottages in Ocean Park, properties in Saco and Biddeford, and lake houses around Sebago Lake are often rented for part of the season. For some homeowners, that may mean renting their primary residence for a week while traveling. Others may own […]

Across New England, many investment properties are not new construction. Multifamily homes, converted buildings, and older residential properties are part of the region’s character and often represent strong long-term investments. They can also present insurance challenges that do not always fit neatly within modern underwriting models. In today’s market, many insurance carriers are tightening guidelines. […]